Every transaction, understood
Search, filter, tag, and organise income and expenses without losing the details.
Built for your real financial life
Your money. Finally in one place.
Track every naira, plan with confidence, and grow your savings with one calm, connected view of your finances.
Free to start. No card required.
MMontra
Accounts synced
Financial overview
Good day, Cyril
Balance
₦4,090,500
Income
₦8,685,000
Expenses
₦4,594,500
Money movement
Last 6 months
Recent activity
Monthly salary
Income
+₦850,000
Oando fuel bill
Transport
−₦38,500
Uber trip Lagos
Transport
−₦8,400
Money feels scattered
Balances here. Budgets there. Goals somewhere else.
Disconnected accounts and spreadsheets make simple decisions harder than they should be.
What did I spend?
The answer should not take three apps and a spreadsheet.
Can I afford this?
The answer should not take three apps and a spreadsheet.
Am I saving enough?
The answer should not take three apps and a spreadsheet.
Montra brings it together
Clarity today. Progress every month.
Income, spending, budgets, goals, and connected accounts work together so every number has context.
- One reliable view of your money
- Real-time budget and goal progress
- Monthly reports ready when you are
Budgets that keep up
See what is safe to spend and where your money is going before the month ends.
Goals you can actually see
Turn every contribution into visible momentum with clear monthly progress.
Reports without spreadsheets
Compare months, understand categories, and export a clean financial summary.
Connected accounts
Your bank activity, without the busywork.
Connect supported Nigerian accounts, review incoming transactions, and decide what enters your financial picture.
Kuda BankConnected
Available balance
₦2,845,700
3 transactions ready
Review before importing
Private by design
Your financial life stays yours.
Montra uses secure sign-in and strict account-level protection. Your data is only available to you.
Protected access
Every financial record is isolated to its owner.
You stay in control
Review bank activity before it changes your reports.
Make every naira feel intentional.
Start with one clear view. Build better money habits from there.
Create your account